Management Rules:

• Minimum opening balance is 50 ETB (ሓምሳ ቅርሺ).
• Requires ID, Passport, or Driver's license and 2 passport photos.
• Withdrawals require account holder's photo and signature verification.
• Transactions can be performed at any Midre-Gez branch.
• Operated by the owner or a legally authorized representative.

Management Rules:

• Deposit amount ranges from 20% to 35% based on Loan Product type.
• Funds cannot be withdrawn until the loan is fully repaid.
• Cannot be used for regular loan installments during the term.
• Can be used to close the final loan balance (principal + interest).
• Minimum opening balance: 50 ETB. No new photos required if already a customer.

Management Rules:

• 15% of the group loan amount must be deposited as compulsory saving.
• No withdrawal permitted until all group members repay their loans.
• Requires signatures of all group members for any movement after loan closure.
• Minimum opening balance: 50 ETB. Passbook provided for the group.
• Individual photos not mandatory, but all member signatures are required.

Management Rules:

• Minimum duration is 3 (three) months.
• Interest rate is determined by the amount and duration of stay.
• Requires a formal contract signed by both parties.
• Funds cannot be withdrawn before the contract end date.
• Depositor must maintain a separate active current account for fund transfers.

Management Rules:

• Minimum opening balance: 50 ETB. No passbook fee.
• Requires child's birth certificate and photos of both child and parent.
• Child cannot withdraw funds alone before the age of 18.
• Special interest rates apply to encourage long-term saving.
• Transferable to the child's sole control upon reaching 18 years of age.

Management Rules:

• Regular monthly deposits regardless of the amount.
• Minimum opening balance: 50 ETB. No passbook fee.
• Withdrawal allowed only when the student reaches 18 or stops school.
• Parents can withdraw up to 50% for direct educational expenses if the student is under 18.
• Requires 2 passport photos and a filled application form.

Management Rules:

• Minimum opening deposit: 100 ETB. Requires an active current account.
• Box is opened monthly at the branch in the presence of the customer and staff.
• Customers are responsible for box safety; fees apply if broken or lost.
• Staff can provide door-to-door collection services for traders.
• Total collected amount is transferred to the customer’s active account.

Management Rules:

• Can be opened with a Zero (0) balance.
• Requires 2-3 joint signatures and a formal letter from the organization.
• Signatory changes must be communicated through an official letter.
• Entitled to monthly bank statements showing all deposits, interests, and balances.
• Includes associations, water services, churches, and mosques.

Management Rules:

• Opened with a official letter from the office head. Zero balance allowed.
• Managed by 2-3 joint signatures of designated officials.
• Signatories must provide 2 passport photos and signature samples.
• Full access to monthly bank statements and interest reports.
• Operates strictly under National Bank of Ethiopia guidelines.

Management Rules:

• Customers must specifically choose "Interest-Free" on the application form.
• Can be opened with a Zero (0) balance.
• Requires standard ID and 2 passport photos for individual signers.
• Provides "Priority Service" at branches to avoid regular queues.
• Available to all individuals, businesses, and organizations.

Management Rules:

• Minimum opening balance: 50 ETB. Focused on institutional clients.
• Bonus Interest: Additional 0.5% added if balance remains stable for 2+ months.
• Interest rates are negotiable based on the volume and duration of the deposit.
• Operates as a flexible account with the benefits of a fixed deposit.
• Subject to specific contractual agreements between the client and Midre-Gez.